Privacy Policy

PRIVACY POLICY

Effective Date: July 1, 2020

This privacy policy (“Privacy Policy”) discloses the privacy practices for https://lendrev.com/ (this “Website”). This Website is owned and operated by LendRev LLC (“LendRev,” “we” or “us”). This Privacy Policy applies solely to information collected by us. We are the sole owners of the information collected on this Website. By visiting this Website, you are accepting the practices described in this Privacy Policy.

Information We Collect

Personally Identifiable Information (“PII”): We collect information that could identify you such as your name, address, telephone number, mobile number, email address, and Social Security Number.

Other Information: We may also collect certain non-PII from you, including your Internet Protocol (IP) address, the date and time of your visit, browser type, operating system, the specific web pages visited during your connection, the domain name from which you accessed the Website, and other information that is not used to identify you. We may also use non-PII for statistical analysis, research, and other purposes.

How We Collect Your Information

Information provided by you: We collect information from you when you enter it or otherwise provide it in connection with an inquiry into our services. This information could be provided via an online form, over the phone, or via other means in which you interact with our services.

Information from service providers: Information is collected from third-party service providers, such as credit bureaus and service providers who may have data on your financial profile, home, or other demographic information.

Information from cookies and other tracking technologies: We use cookies, web beacons, and similar technologies to record your preferences, track the use of this Website and collect information. This information may include internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data. We may combine this automatically collected log information with other information we collect about you. You may choose to set your web browser to refuse cookies, or to alert you when cookies are being sent. If you do so, please note that some parts of our Website may not function properly.

How We Use Your Information

We may use collected information to:

Respond to you, regarding the reason you contacted us
Deliver the products and services you requested
Improve customer service
Improve our Website
Personalize your user experience
Communicate with you about products or services that may be of interest to you
Manage our business
Contact you about changes to this Privacy Policy

How We Share Your Information

Affiliates: We may share information about you or provided by you with LendRev’s affiliates.

Service Providers: We may share information with service providers that perform certain services on our behalf, including, but not limited to, credit bureaus, marketing partners, or entities providing business analysis and/or website or product support.

Lenders: In submitting an inquiry or using another other service provided through the Website, you agree that LendRev may share information about you or provided by you with lenders and other third parties which provide services to our consumers in our network (collectively, “Lenders”) to deliver the products and services your requested. Lenders that interact with you may retain or use your information whether or not you use their services. You should contact these Lenders directly concerning their privacy and information sharing practices.

We may share information with third parties that is not personally identifying, such as aggregated or anonymized data, in our discretion, where not prohibited by law.

Opt In/Opt Out and Unsubscribe

During registration and/or when you submit PII to us at this Website, you acknowledge that you have opted in to request that we share your personal information with the participating lenders in our network and other third parties in order to fulfill your loan request and improve your experience. If at any time you wish to opt out of sharing your personal information, please contact us at customerservice@LendRev.com.

If you would like to stop receiving promotional communications from LendRev, you can take the following measures:

Contact us at customerservice@LendRev.com and ask to be added to the Do Not Contact list.
Visit our Unsubscribe Page at http://www.LendRev.com/unsubscribe.
Reply “STOP” or “OPT OUT” to a received SMS message.
Use the “Unsubscribe” link found at the bottom of a received email.

Security

LendRev has put in place physical, procedural and technological security measures to help prevent the loss, alteration, unauthorized access, and improper use of personal information under our control. The servers in which we store your information are kept in a secure physical environment with industry-standard firewalls. Access to such servers is password protected and access by our employees is limited. Currently, we use Secure Socket Layer software (“SSL”) to encrypt transactions of your personal information over the internet. Please be advised that, although we take commercially reasonable technological precautions to protect your data, no data transmission over the Internet can be guaranteed to be 100% secure; therefore, we cannot and do not warrant that your information will be absolutely secure. Any transmission of data at or through our Website is at your own risk. If you do not agree with our methods of protecting your information, we ask that you abstain from submitting any information on our Website.

Electronic Storage

LendRev and any third parties discussed herein may store records electronically for at least as long as regulations require, and that after such time, both original and electronic records may be destroyed. This applies to all notifications, disclosures and/or documents. You agree that such storage shall be secure, and further agree that such records may be used to prove the agreements, rights and obligations of the parties involved in any such records.

Changes to Our Privacy Policy

This Privacy Policy may change from time to time and all updates will be posted on this page. LendRev reserves the right to change or update this Privacy Policy at any time without notice. You are encouraged to regularly check this Privacy Policy for any updates.

If you need to contact us, you should contact us via email at customerservice@lendrev.wpcomstaging.com.

*Funding Times: In most cases, funds will be deposited into your bank account the business day after your application has been processed and approved, if you meet your lender’s cut-off times. To avoid delays, respond to communications from your lender as soon as possible. Please note that each banking institution has its own procedures regarding how/when transferred funds are released to their customers. These procedures may delay access to funds transferred by your lender.

Customer Notice: LendRev LLC is not a lender or a broker. LendRev LLC works with a network of lenders offering short-term loans. Loan terms, including loan amounts, repayment terms, and transfer times, vary among lenders and may be dependent upon the laws of the state in which you reside. Some lenders may require documentation provided via fax or email. If you are connected with a lender, you may be directed to a third-party website whose Privacy Practices and Terms of Use may significantly differ from our own. You are encouraged to read your lender’s Privacy Practices and Terms of Use. Short-term loans are intended to provide consumers with short-term financing and should not be considered a long-term financial solution. Only borrow an amount you know you can repay without undue financial strain. Consumers facing debt and credit difficulties should seek out debt and credit advisory help.

Legal Disclaimer: LendRev LLC is not a lender or loan broker. LendRev LLC is an advertising referral service to participating lenders that may be able to provide short-term loans up to $5,000. You will not be charged any fees for using LendRev LLC’s services. Not all lenders can provide loans up to $5,000, and there is no guarantee that you will be accepted by a participating lender. If you are not chosen by a lender in the participating lender network, your information may be offered to participating third-party advertisers and generators for consideration.

This service does not constitute an offer or solicitation for loan products that are prohibited by any state law. This is not a solicitation for a particular loan and is not an offer to lend. LendRev LLC does not endorse or charge you for any service or product. Any compensation received is paid by participating lenders and only for advertising services provided. This service and offer are void where prohibited.

LendRev LLC does not control and is not responsible for the actions of any lender. Lend Rev LLC does not have access to the full terms of your loan, including APR. For details, questions or concerns regarding your loan, please contact your lender directly. Only your lender can provide you with information about your specific loan terms, their current rates and charges, renewal, payments, and the implications for non-payment or late payments.

You are under no obligation to use LendRev LLC’s services to initiate contact with a lender, apply for credit or any loan product, or accept a loan from a participating lender. If you are given an option to obtain a loan from a tribal lender, these lenders are owned by independent sovereign nations and may not be required to follow local or state laws regarding rates, fees and other loan terms. Please understand that the tribal lender’s rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction.

Availability: Residents of some states may not be eligible for a short-term loan based upon lender requirements. LendRev LLC does not guarantee that completing an inquiry form will result in you being connected with a service provider or lender, being offered a loan product with satisfactory rates or terms, nor receiving a loan from a service provider or lender. LendRev LLC reserves the right to change the availability of these offers and services at any time without notice

Credit Implications: By submitting your information through this website, you are agreeing to allow third-party lenders and lending partners in our lender network to verify your information and check your credit. Participating lenders that you might be matched with may perform credit checks through Experian, Equifax, Trans Union, or through alternative providers to determine credit worthiness, credit standing and/or credit capacity. LendRev LLC does not make any credit decisions.

Repayment terms may be regulated by local, state and/or tribal laws. Late payments of loans may result in additional fees, collection activities, or both. If you do not pay back your loan by the specified due date, your lender may choose to report this delinquency to one or more of the major credit bureaus, which could negatively affect your credit rating. Each lender has their own terms and conditions, late payment, nonpayment, and renewal policies. Please review your lender policies carefully before entering into any agreement.

These disclosures are provided to you for information purposes only and should not be considered legal advice. The use of this service is subject to this site’s Terms of Use and Privacy Policy.

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